Money
Build practical financial literacy around earning, spending, saving, banking, digital payments and longer-term financial choices.
Our Work / Daughters of India
KNOW MORE.Own the room.
Confidence matters more when a girl has the knowledge to make her own decisions. Daughters of India gives girls and young women practical learning in money, leadership, expression and informed choice — with opportunities to practise using it.
01 / Agency
Confidence grows
when knowledge becomes usable.
Why agency?
Access matters. Being able to use it matters too.
India has made major progress in women's access to formal finance. But having an account is not the same as having financial confidence, active usage, savings habits, access to credit or control over financial decisions. That gap between access and use is where practical financial literacy becomes important.
The same principle applies beyond money. Girls need information, but also spaces in which to ask questions, test decisions, practise speaking and encounter women whose lives expand their sense of what is possible. UNICEF's work on adolescent participation in India similarly emphasises information, life skills, participation and opportunities for young people to become leaders and change-makers.
Daughters of India therefore treats agency as something that can be practised: understanding an option, asking the next question, recognising a risk, making a budget, presenting an idea, challenging an assumption or taking responsibility for a decision.
Work to date
₹6 lakh+Raised for girls' health & education
1,000+Children reached through financial-literacy workshops
3Video seasons on Indian women role models
02 / In practiceLearn.
Learn.
Question. Act.
Voice
Practise asking questions, presenting ideas and contributing with clarity in rooms where a young woman may otherwise hesitate to speak.
Perspective
Encounter women, ideas and experiences that widen the range of futures a young person can imagine for herself.
Agency
Turn information into decisions: understand options, recognise trade-offs and take responsibility for the next step.
03 / Financial capabilityMoney becomes less abstract
Money becomes less abstract
when you have to decide.
Financial literacy changes with age. Daughters of India builds the progression around decisions young people are increasingly likely to encounter rather than around financial jargon alone.
The Basics of Money
Needs and wants, saving, spending choices, the purpose of money and the beginnings of a personal money habit.
Banking & Smart UPI
Bank accounts, digital payments, budgeting an allowance, recognising scams, protecting credentials and understanding the consequences of everyday financial choices.
Independence & Wealth
Early salaries, emergency funds, investing, credit, taxes, risk and the habits that begin to build long-term financial independence.
From knowing to doing.
Simulations, budgeting exercises and decision-based activities allow participants to experience trade-offs rather than simply memorise definitions. The aim is not to prescribe a financial product or investment; it is to strengthen the ability to ask informed questions and make safer choices.
Role models
Possibility becomes easier to imagine when you can see someone who has done it.
Daughters of India's video series and mentor conversations introduce young people to Indian women across fields and experiences. The purpose is not celebrity for its own sake. It is to make pathways, decisions, obstacles and different forms of leadership visible.
A useful role-model conversation asks more than “How did you succeed?” It asks what the person learned, which decisions mattered, what failed, what assumptions they encountered, what skills they had to build and what they would want a younger girl to understand sooner.
Three seasons of videos on Indian women role models form part of this growing learning archive.
04 / Voice & leadershipDon't shrink.
Don't shrink.
Own the room.
Ask
Practise asking the question that clarifies, challenges or moves a conversation forward.
Prepare
Confidence is stronger when it rests on knowledge, evidence and preparation rather than performance alone.
Speak
Present an idea clearly, make an argument, disagree respectfully and contribute even when you are the only young woman in the room.
Decide
Compare options, understand consequences and take ownership of the next step.
05 / The progression
Knowledge→choice→voice→agency.
The goal is not to tell girls what to think. It is to give them more of the knowledge, language and confidence needed to form and express their own view.
06 / Daughters of IndiaContinue with
Continue with
the initiative.
Explore Daughters of India's programmes, resources and current work on its dedicated website.
Visit Daughters of India →Create more room for girls to act
Bring financial capability, role models and agency into a learning community.
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